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How to apply for section 8The fastest way from Hanfincal (hanfincal.com) is to escape you from the struggle of adding your name to the waiting list. What do you hope to receive from Section 8? They can be rental housing assistance or the chance to have a dream rent-to-own home, right? That’s all anyone needs from this program. Section 8 is now more powerful than ever, assisting millions of people in resolving their housing problems. Don’t waste any time if you still don’t know how to join in; let’s start now.

1. Who can apply for the Section 8 housing voucher program?

Each program has its own set of requirements. The Section 8 Housing Choice Voucher Program is no different. Up to now, many people have sent us the same question: why haven’t I received any benefits despite applying multiple times?

Perhaps you are missing one of the procedures, do not provide enough information in your application, or do other reasons you do not remember. As a result, now is the time to thoroughly restart your journey to learn these Section 8 program requirements. Let’s take a closer look at these elements, which are as follows:

Apply For Section 8 Assistance Today

Apply For Section 8 Assistance Today


1.1. Basic requirements

  • Applicants must be at least 18 years old and either citizens of the United States or noncitizens with eligible immigration status.
  • A family of one or more people, with or without children.
  • You can apply no matter where you live in the United States.

1.2. Your income level 

The total annual gross income and the size of your family are the two main aspects that the Public Housing Agency (PHA) wants to require. Your family’s income cannot exceed 50% of the median income in the county or metropolitan area where you choose to live.

Are you looking for information about Area Median Income (AMI) in your area? Here are two examples of AMI from two American cities: Chicago and New York.

Income limits are for the Chicago-Naperville-Joliet, IL HUD Metro FMR Area

Household Size Area Median Income Limits 2021

(Effective April 1, 2021)

30% 40% 50% 60% 80% 100% 120%
1 $19,600 $26,120 $32,600 $39,180 $52,200 $65,300 $78,360
2 $22,400 $29,840 $37,300 $44,760 $59,650 $74,600 $89,520
3 $25,200 $33,560 $41,950 $50,340 $67,100 $83,900 $100,680
4 $27,950 $37,280 $46,600 $55,920 $74,550 $93,200 $111,840
5 $30,200 $40,280 $50,350 $60,420 $80,550 $100,700 $120,840
6 $32,450 $43,280 $54,100 $64,920 $86,500 $108,200 $129,840
7 $34,700 $46,240 $57,800 $69,360 $92,450 $115,600 $138,720
8 $36,900 $49,240 $61,550 $73,860 $98,450 $123,100 $147,720

2021 New York City Area AMI

Family Size 30% 40% 50% 60% 80% 100% 120%
1 $25,080 $33,440 $41,800 $50,160 $66,880 $83,600 $100,320
2 $28,650 $38,200 $47,750 $57,300 $76,400 $95,500 $114,600
3 $32,220 $42,960 $53,700 $64,440 $85,920 $107,400 $128,880
4 $35,790 $47,720 $59,650 $71,580 $95,440 $119,300 $143,160
5 $38,670 $51,560 $64,450 $77,340 $103,120 $128,900 $154,680
6 $41,520 $55,360 $69,200 $83,040 $110,720 $138,400 $166,080
7 $44,400 $59,200 $74,000 $88,800 $118,400 $148,000 $177,600
8 $47,250 $63,000 $78,750 $94,500 $126,000 $157,500 $189,000

The statistics come from the United States Department of Housing and Urban Development (HUD). Moreover, if you can find your city’s AMI, click here.

1.3. Preferences and Restrictions

1.3.1. Preferences

What are the preferences on the waiting list? Applicants who qualify for waiting list preferences will be given priority over those who do not. Applicants who do not qualify for preferences face a longer wait for assistance. Preference examples:

  • Elderly
  • Disabled
  • Veteran
  • Military Service
  • Homeless
  • Household with Extremely Low Income
  • Etc

1.3.2. Restrictions

In some cases, a waiting list is only open to applicants from a specific demographic, such as the disabled or the homeless. Please learn more before applying for Section 8, whether it has restrictions or not, thereby saving your time.

Suppose the Housing Authority has restrictions for a Section 8 opening. In that case, HUD must approve the information and include it in the office’s Annual Plan, as well as a statement in the public notice.

2. Why was my section 8 application denied?

If you fall into one of the following cases, your Section 8 application will be denied:

2.1. Criminal Record

  • Individuals on any state’s lifetime sex offender registry.
  • Applicants with a drug or alcohol abuse’s history, violence, or other criminal activity that would endanger the safety of other residents
  • Anyone who has been evicted from federally subsidized housing in the last three years.

2.2. HUD Violations

  • Has been evicted from HUD housing within the last five years.
  • Owes money to a housing authority.
  • Your housing assistance had been terminated by a housing authority for any reason.

2.3. Supply false Information

  • Falsifying information on your application may not only disqualify you but may also land you in legal trouble.
  • Contact the housing office if you are not sure about what to write in a section of the application.
Section 8 Rejection

Section 8 Rejection

3. How to apply for a Section 8 housing choice voucher?

3.1. Add your name to the waiting list

  • Contact Public Housing Agencies (PHAs) in your state to learn about the waiting list or get FREE information about Section 8. The second way is to visit the Section 8 Guide website.

Section 8 Free Guide 

  • Set up an email account: Create a Gmail or Yahoo account.
  • Follow the opening waiting list: Affordable Housing Online maintains a website where you can see which waitlists are currently active. The group also has a website where you can sign up to receive email alerts from the state you want to live in. Some housing authorities have emergency notification systems. If you live in a specific neighborhood, locate the housing authority in charge of that area and register with them directly.
  • Apply to as many waitlists as possible: You only apply to the Section 8 waiting list in your neighborhood for at least one year. After a year, you can consider moving while keeping your voucher.
  • Use a consistent mailing address: If you move frequently or are homeless, provide the housing authority with the mailing address of a friend or family member who can notify you when mail arrives for you. You can also inquire with local churches and shelters about using their mailing addresses.
  • If you have a doctor’s note, you can use it to shorten the wait. Some housing authorities move you up the waitlist if you or a member of your household has a disability or a health issue, such as asthma, that is worsening due to where you live.

3.2. I am on the Section 8 waiting list, what should I do next?

  • Always take notes and photos: This is critical because housing authorities have a high staff turnover rate. In that case, you have sufficient information and documentation to expedite the processing of your application. You can use your phone to take a photo of documents, send emails, and keep a record of all your interactions with the housing authority.
  • Stay in touch: Reply to any housing authority notices you receive in the mail by phone, mail, or email, so the housing authority knows you’re still interested in remaining on the waitlist.
  • Join online communities: Tens of thousands of people are in your shoes, and they’ve formed social networks to support and help one another.
  • Continue to apply: Apply right when new waitlists in your state become available. Don’t put it off!
  • Keep everyone informed: Inform the housing authority of any changes in where you live, how much money you or someone in your household earns, or how many people live in your home.
  • Please be patient: Depending on demand, approval can take months or years. Never give up!

3.3. What do I need to do after my application is approved?

  • Don’t miss the briefing from the housing authority. All housing authorities are required to provide in-person briefings to provide you with the necessary information before you receive your voucher. You’ll receive a mail informing you of the date and location of the briefing.
  • Complete the paperwork on time. If you miss the deadline, your move may be postponed.
  • If you have any questions about your Section 8 voucher, please do not hesitate to ask the local Housing Authority. You can contact them by phone or email.

On the other hand, you can look into other appealing financial assistance programs you are eligible for. Don’t pass up any chance to catch help to improve your financial situation. The government assistance programs, free benefit programs, financial investment advice, grants, financial aid, financial hardship advice, and so on are waiting for you.

Grab Financial Benefits Here

4. Frequently asked questions

Can you apply for Section 8 online?

Yes, I absolutely can. You do not need to submit your application directly to the state office. Only through a housing authority can you apply for a rental unit online. Although any government rental assistance program application is always free, finding an open Section 8 waiting list is challenging.

How much money can you have in the bank while on Section 8?

To be eligible for Section 8 housing, a tenant must earn no more than 50% of the median income in the metro area where they are applying.

Your bank balance is also one of your assets, but if it is less than $5,000, HUD isn’t interested in it. What this department is interested in is how much money you make off of it each year. In that case, you must provide a current bank statement demonstrating how much you earn from your bank balance.

When can I apply for Section 8?

There is no deadline for applying to the Section 8 program. As long as the PHA’s Section 8 waiting list is open, you can apply whenever you need assistance.

How to apply for section 8? Have you found the answer yet? If you are still not yet, HanFincal (hanfincal.com) recommends you read one more time. As a result of the Section 8 housing choice voucher program, up to 3 million Americans now have access to clean, safe, and appropriate housing for their families. If you feel the Section 8 housing assistance program is right for you and your family, it’s best to reach out as soon as possible to a local PHA in the area where you’d like to live. Do not miss out on your benefits if you are eligible.

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