Terms and Conditions

Terms of Use

The following sets forth the terms of use (also known as the “Terms”) for the Web site located at www.Hanfincal.com (the "Site"), which is operated by Hanfincal.com and supersedes any previous statement of such policies. By using the Site, you are consenting to these Terms. Hanfincal.com may modify, alter or update these Terms at any time without prior notice, and your subsequent use of the Site shall constitute your consent to the modification, alteration or update.

Permitted Use of the Site and Content

The Site is provided on an “as is” basis for the convenience of customers and users, and the Site and the domain name(s) associated with them and all copyrights, trademarks, and other proprietary and personal rights of the Site are the sole property of Hanfincal.com. The Site is intended for use by persons 18 years of age or older. You are permitted to access the Site and the content provided by Hanfincal.com (which may include text, images, hosted software, sound files, video, or other content, and may be provided via the Site or otherwise) (collectively, “Content”) solely for the purpose of viewing the Site and other services offered by the Site, receiving information about Hanfincal.com’s business and products, communicating with Hanfincal.com, or otherwise as stated on the Site. Hanfincal.com hereby grants a limited, revocable, worldwide, revocable, non-exclusive, non-transferable license to you to use the Content solely for the purpose of utilizing the Site. You may not copy, modify, reproduce, retransmit or otherwise utilize the Content in any other fashion or for any other purpose without the express written permission of the Content’s owner. All copyrights, trademarks, patents, trade secrets, and other proprietary rights contained within the Site are the sole property of Hanfincal.com and/or its licensors, each of whom reserves all rights with regard to such materials. You agree to and must use your own name and email address in the sign-up process and may not assume a false identity. Your computer must not be shared with another individual that has an existing account. You must maintain the email account that you used when signing up to Hanfincal.com.

You hereby grant Hanfincal.com a worldwide, perpetual, non-exclusive, transferable, fully-paid license to use, copy, perform, edit, rerun, reproduce, syndicate, license, sublicense, print, distribute, exhibit, or revise any content provided by you to Hanfincal.com via the Site in any manner and in any medium or forum, whether now known or hereafter devised, without payment to you or any third party (which is referred to in these Terms as “User Content”). Further, by submitting such User Content you agree that upon Hanfincal.com’s request, you will, without charge, make, execute and deliver any and all other instruments that may be necessary or desirable, as determined by Hanfincal.com in its sole discretion, for the purpose of ensuring that all rights in the User Content are transferred to Hanfincal.com and become the sole and exclusive property of Hanfincal.com. In connection with such User Content, you warrant and represent to Hanfincal.com that you have all rights, title, and interests necessary to provide such User Content to Hanfincal.com and that your provision of the User Content to Hanfincal.com shall not infringe any third party’s proprietary or personal rights, including but not limited to any trademark, copyright, patent, or trade secret and such submission will be compliance with all laws, rules, and regulations. Hanfincal.com makes no warranties, express or implied, with regard to the Site, their operation, or your use of the Site, including but not limited to warranties of merchantability or fitness for a particular purpose. Hanfincal.com makes no warranties as to the availability, uptime, functionality, error-free nature or reliability of the Site or other services that you may access via the Site, the Internet, or other technology utilized to present, access, or utilize the Site, nor does it warrant that the Site shall be free of computer viruses or other malicious content. Hanfincal.com reserves the right to modify, suspend or discontinue the offering of the Site at any time for any reason without prior notice. Further, while Hanfincal.com utilizes electronic and physical security to reduce the risk of improper access to or manipulation of data during transmission and storage, it cannot guarantee the security or integrity of the data and shall have no liability for breaches of security or integrity or third-party interception in transit, nor for any damage which may result to your computer or other property by your use of the Site.

IN NO EVENT SHALL Hanfincal.com BE LIABLE TO YOU FOR ANY DAMAGES, INCLUDING, BUT NOT LIMITED TO, DIRECT, CONSEQUENTIAL, INCIDENTAL OR INDIRECT DAMAGES, INCLUDING, WITHOUT LIMITATION, ANY LOSS OF DATA, LOSS OF PROFITS OR LOST SAVINGS, ARISING OUT OF THESE TERMS OR THE SITE, EVEN IF Hanfincal.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. FURTHER, IN NO EVENT SHALL Hanfincal.com AGGREGATE LIABILITY FOR ANY REASON ARISING OUT OF THESE TERMS OR THE SITE FROM ALL CAUSES OF ACTION OF ANY KIND, INCLUDING CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, BREACH OF WARRANTY, MISREPRESENTATION, OR OTHERWISE, EXCEED THE AMOUNT OF $15.00.

Hanfincal.com may provide links to third-party Web Site or services from the Site. Such links are provided for your convenience, and do not necessarily constitute an endorsement by Hanfincal.com of such Site or affiliation between Hanfincal.com and the owners of such Site, nor shall Hanfincal.com be liable for the contents of such Site. Hanfincal.com will also not be liable for any errors in such links, or for any malfunction of such links.

Hanfincal.com may provide you with an opportunity to obtain software or other proprietary content owned by Hanfincal.com or a third party, such content may be subject to its own license agreement, in addition to these Terms. By using this Site, you agree to indemnify and hold harmless Hanfincal.com, its affiliates, and contractors, and its and their officers, directors, employees, and agents from and against any loss, claim damage, obligation, liability, cost, or expense (including, without limitation, reasonable attorneys’ fees and costs of any investigation or preparation) arising out of or in connection with any actual or threatened claim, suit, action or proceeding by any person based on or arising out any use by you, or an account or computer owned by you, or your provision of User Content to Hanfincal.com.

These Terms shall be governed by and interpreted in accordance with the laws of the State of California, United States of America. You agree that the exclusive forum for any disputes arising out of these Terms and/or your use of the Site shall be the state and federal courts located in San Francisco, California. The provisions regarding ownership, disclaimers, indemnification, governing law, and forum set forth above will survive any termination of these Terms. All notices to Hanfincal.com in connection with these Terms shall be provided in writing, and any notice will be deemed to be provided on the date it is received.

By using this Site, you agree to indemnify and hold harmless Hanfincal.com, its affiliates, and contractors, and its and their officers, directors, employees, and agents from and against any loss, claim, damage, obligation, liability, cost, or expense (including, without limitation, reasonable attorneys’ fees and costs of any investigation or preparation) arising out of or in connection with any actual or threatened claim, suit, action or proceeding by any person based on or arising out any use by you, or an account or computer owned by you, or your provision of User Content toHanfincal.com. These Terms shall be governed by and interpreted in accordance with the laws of the State of California, United States of America. You agree that the exclusive forum for any disputes arising out of these Terms and/or your use of the Site shall be the state and federal courts located in San Francisco, California.

The provisions regarding ownership, disclaimers, indemnification, governing law, and forum set forth above will survive any termination of these Terms. All notices to Hanfincal.com in connection with these Terms shall be provided in writing, and any notice will be deemed to be provided on the date it is received.