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Disclaimer: Hanfincal is not a lender and does not make loan or credit decisions. We are not representatives, brokers, or agents of any lender. Our network lenders may provide loan amounts ranging from $200 to $5,000, but not all lenders will be able to offer the maximum amount. Loan availability varies by state, and this service may not be accessible in all states. Submitting a request on this site does not guarantee approval, a loan offer, or terms that will meet your expectations. The timing of funds transfer depends on your lender and/or financial institution. For questions about your loan, please contact your lender directly. Lenders may perform credit checks with one or more of the three major credit bureaus: Experian, Equifax, or TransUnion. By submitting a request, you authorize lenders to review your creditworthiness and personal information.

This service does not constitute a loan offer where prohibited by law and is void where restricted. Certain states may not permit loan products available through our network. During the loan request process, you will be informed if limitations apply in your state of residence.

This website may collect personal information and share it with third-party partners. It may also contain links to external websites, and we may earn a commission if you choose to engage with them.

Please remember: personal loans are not a long-term financial solution. If you are experiencing significant financial hardship, consider seeking professional advice.

Copyright © 2025 Hanfincal. All rights reserved.

About True American Loan

True American Loan offers a hassle-free way to get personal loan offers with minimal credit or income documentation.

✔️ PROS

  • No hard credit check to apply
  • Loans up to $35,000
  • Fast approval & deposit

❌ CONS

  • Rates vary by provider

Eligibility requirements

  • Must be 18+, legal U.S. resident, with consistent income (job, freelance, or benefits), and a personal bank account.
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About BadCreditLoans.com

BadCreditLoans.com is designed for individuals with poor or limited credit, offering access to lenders who understand real-life challenges.

✔️ PROS

  • Friendly to low credit scores
  • Loans from $500 to $10,000
  • Flexible terms from trusted lenders

❌ CONS

  • APRs may be higher normally
  • Terms depend on credit profile

Eligibility requirements

  • Must be 18+, legal U.S. resident, valid SSN, and a U.S.-based bank account.
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About Super Personal Finder

Super Personal Finder lets borrowers compare multiple loan offers in one place, fast and with no pressure

✔️ PROS

  • View real loan options instantly
  • No effect on credit to check
  • Designed for all credit types

❌ CONS

  • Higher rates for low-credit profiles
  • Not available in all U.S. states

Eligibility requirements

  • Must be 18+, legal U.S. resident, with a monthly income and active mobile number.
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About 50k Loans

50k Loans offers you up to $50,000, whether you need a little help or a big loan.

✔️ PROS

  • High loan amounts
  • Soft credit check only
  • Apply anytime, anywhere

❌ CONS

  • Not everyone qualifies for max loan
  • Loan terms vary

Eligibility requirements

  • Must be 18+, legal U.S. resident, with monthly income, active bank account, and a valid SSN.
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About NowPersonalLoan

NowPersonalLoan provides users with access to various personal loan offers of up to $5,000 through a fast and friendly online application form.

✔️ PROS

  • Loans for any purpose
  • Works with low credit scores
  • 100% online process

❌ CONS

  • Lender terms may vary

Eligibility requirements

  • Must be 18+, legal U.S. resident, with any recurring income, personal bank account, and valid email address.
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About GetCash4Me

GetCash4Me helps borrowers access emergency funds even for those with poor credit histories.

✔️ PROS

  • Instant pre-qualification
  • No hard credit check upfront
  • Simple online form
  • Cash may be available in under 24 hours

❌ CONS

  • Terms and rates vary significantly by lender
  • Primarily, short-term loan options

Eligibility requirements

  • Must be 18+, legal U.S. resident, active phone number, and checking account.
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About Upstart Personal Loans

Upstart leverages AI to assess creditworthiness beyond FICO scores, offering smarter approvals and competitive terms.

✔️ PROS

  • Loans from $1,000 to $75,000
  • No prepayment penalties
    Fast funding (as soon as 1 day)
  • Considers more than just credit score

❌ CONS

  • Lenders set individual terms
  • Not all applicants qualify for max amount

Eligibility requirements

  • U.S. resident, 18+, minimum annual income of $12,000, and valid SSN.
Get Your Rate

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